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James Kramer is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various independent insurance companies in the states of Colorado, Nevada, & Washington. No insurance business may be conducted outside these states referenced.

James Kramer is a Financial Adviser offering investment advisory services through Eagle Strategies LLC, A Registered Investment Adviser in the state of Colorado. As such, these services are strictly intended for individuals residing in the states referenced.

*James Kramer is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of Colorado, Minnesota, & Washington.  No offers may be made or accepted from any resident outside the specific states referenced. 

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Companies.

Eagle Strategies LLC, or its subsidiaries and affiliates, offers provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional regarding your particular situation.

KRAMER FINANCIAL SOLUTIONS is not owned or operated by NYLIFE Securities, Eagle Strategies or any of their subsidiaries.